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Bank Account — Fukuoka

Documents

3

Cost

Free

Steps

6

Deadline

Can apply after resident registration

Office

ゆうちょ銀行 福岡支店

✓Information verified: April 2026 | By Japan Life Guide Editorial Team

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Opening a Bank Account in Fukuoka — Guide for Foreign Residents

Fukuoka has a mix of major national banks and strong local banks. Nishi-Nippon City Bank and Bank of Fukuoka are the dominant local banks with extensive ATM networks throughout Kyushu.

ItemDetails
Time Required30–60 minutes
CostFree
DocumentsResidence Card, Passport, Proof of Address

Step 1: Choose Your Bank

Options include Nishi-Nippon City Bank (local favorite), Bank of Fukuoka, MUFG, SMBC, Mizuho, and Japan Post Bank. [PR] Sponsored links may appear for bank comparisons.

Step 2: Gather Documents

Bring Residence Card, Passport, and proof of address.

Step 3: Visit a Branch

Branches are concentrated around Hakata Station and Tenjin. Japan Post Bank at any post office is the easiest option.

Step 4: Open Your Account

Complete the application and verify your identity. Cash card arrives in 1–2 weeks.

  • ☑ Residence Card
  • ☑ Passport
  • ☑ Proof of address

Branch Information

Nishi-Nippon City Bank — Hakata Ekimae Branch
Address: 2-1-1 Hakataekimae, Hakata-ku, Fukuoka
Phone: 092-411-5211
Hours: Mon–Fri 9:00–15:00
Source: Nishi-Nippon City Bank

Q: Should I use a local bank or national bank?

Local banks like Nishi-Nippon City Bank have the most ATMs and branches in Fukuoka/Kyushu. National banks are better if you plan to relocate to other regions.

Q: Can I open an account for startup purposes?

Fukuoka is a designated startup city. Some banks offer business account services for startup visa holders. Contact banks directly for startup-specific services.

※ The information on this site is for reference only. Please confirm procedure details at your local municipal office.

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※ The information on this site is for reference only. Please confirm procedure details at your local municipal office.

Source: https://www.jp-bank.japanpost.jp/en/