간단 답변
Several bank branches near Shinjuku Station serve foreign residents. SMBC Shinjuku-Nishiguchi branch, MUFG Shinjuku branch, and Japan Post Bank (Shinjuku Post Office) all accept foreign residents with a Residence Card. For easier onboarding, consider online-first banks like Sony Bank or Wise.
Bank Branches in Shinjuku
| Bank | Location | English | Notes |
|---|---|---|---|
| SMBC Shinjuku-Nishiguchi | Nishi-Shinjuku 1-chome | Partial | Large branch, tablet translation available |
| MUFG Shinjuku branch | Shinjuku 3-chome | Partial | Near Shinjuku Station South Exit |
| Mizuho Shinjuku-Shintoshin | Nishi-Shinjuku 2-chome | Limited | Near Tokyo Metropolitan Government |
| Japan Post Bank (Shinjuku PO) | Shinjuku 1-chome | English forms | Easiest for newcomers; accepts 6-month+ residents |
필요 서류
- ☐ Residence Card (在留カード) — remaining stay of 6+ months for most banks
- ☐ Passport
- ☐ Seal (印鑑) or signature — some banks accept signature instead of seal
- ☐ Phone number in Japan
- ☐ Address in Shinjuku (registered at city hall)
- ☐ Initial deposit (¥1 minimum at most banks)
Online Bank Alternatives
If branch-based banking is difficult, consider these English-friendly online options:
- Sony Bank — full English app, multi-currency accounts
- Wise (TransferWise) — multi-currency account, low-fee international transfers
- Revolut — available in Japan, English interface
- Japan Post Bank — app available in English, widest ATM network
자주 묻는 질문
Q: Can I open a bank account right after arriving in Japan?
A: Most major banks require 6 months of residence. Japan Post Bank and some online banks may open accounts sooner. Your employer may help arrange early account opening.
면책 조항
Bank policies change. Confirm requirements directly with the branch before visiting.
최종 업데이트: April 2026.