🏦 How to Open a Bank Account in Japan
Opening a bank account is essential for receiving salary, paying bills, and setting up a SIM card. Here is your complete guide.
Required Documents
You will need: Residence Card, Passport, My Number notification letter (or My Number Card), and a personal seal (inkan) for some banks. Online banks like Sony Bank may not require a seal.
Recommended Banks for Foreign Residents
Japan Post Bank (Yucho) is the easiest to open with the most ATMs. Sony Bank offers excellent online banking in English. Shinsei Bank has free convenience store ATM withdrawals.
Important Notes
Some banks require you to have lived in Japan for 6+ months before opening an account. Japan Post Bank and Shinsei Bank typically accept new residents. Apply as soon as possible after getting your Residence Card.
Online vs In-Person
Sony Bank can be opened entirely online. Japan Post Bank and most others require an in-person visit. Bring all documents and allow 1-2 weeks for your cash card to arrive by mail.
Compare Banks
Iklan
FAQ
Can I open a bank account immediately after arriving in Japan?
Japan Post Bank (Yucho) generally allows new residents to open an account. Some other banks require 6 months of residency.
Do I need a personal seal (hanko/inkan)?
Some traditional banks require it. Online banks like Sony Bank typically do not. You can get an inkan made at a 100-yen shop or specialty store.
Can I use my bank account to receive international transfers?
Yes, but fees vary. For receiving international transfers, consider using Wise or PayForex for better rates.
Prosedur Terkait
※ Informasi di situs ini hanya untuk referensi. Silakan konfirmasi detail prosedur di kantor pemerintah setempat.