Zairyu NaviJAPAN LIFE GUIDE
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Diverse foreign residents in Japan holding a health insurance card in front of a hospital

Jawaban Cepat

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Jawaban Cepat

Penduduk asing di Jepang yang tinggal lebih dari 3 bulan dan tidak memiliki asuransi kesehatan yang disediakan oleh majikan umumnya diharapkan untuk mendaftar dalam Asuransi Kesehatan Nasional di kantor kecamatan setempat. Asuransi Kesehatan Nasional menanggung sekitar 70% dari biaya medis untuk sebagian besar perawatan.

Segala sesuatu yang perlu diketahui penduduk asing tentang pendaftaran dalam sistem Asuransi Kesehatan Nasional Jepang, termasuk kelayakan, biaya, dan cara mendaftar di kantor kecamatan setempat.

Langkah-langkah

  1. 1

    Complete resident registration

    Submit your moving-in notification at city hall to register your address.

  2. 2

    Visit the NHI counter

    Go to the National Health Insurance window at your city or ward office.

  3. 3

    Fill out the application

    Complete the NHI enrollment form provided by staff.

  4. 4

    Submit documents

    Present your residence card, passport, and My Number card or notification.

  5. 5

    Receive your insurance card

    Get a temporary certificate the same day; the official card arrives by mail in 1-2 weeks.

FAQ

Can I use NHI at any hospital in Japan?
Yes. NHI is accepted at virtually all hospitals, clinics, and pharmacies across Japan. You can visit any facility without a referral, though large hospitals may charge an additional fee if you visit without a referral letter from a smaller clinic.
What happens if I go to the hospital without my NHI card?
You may need to pay 100% of the medical costs upfront. You can then apply for reimbursement at your city hall by submitting the receipts and your NHI card. The 70% covered portion will be returned to you.
Can my family members be covered under my NHI?
NHI does not have a dependent system like employer insurance. Each household member needs to be enrolled individually, but premiums are calculated and billed per household. All eligible family members living at the same address are enrolled under one household NHI policy.
Do I need NHI if I have travel insurance?
Travel insurance is separate from NHI. If you are a resident of Japan (staying more than 3 months with a residence card), you are expected to enroll in NHI regardless of any private or travel insurance you may hold.
How do I switch from employer insurance to NHI?
When you leave your employer, obtain a certificate of insurance loss from your previous insurer. Bring this certificate, your residence card, and My Number to your city hall within 14 days to enroll in NHI.

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Prosedur Terkait

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Asuransi Kesehatan — Prefektur

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