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にほんにいるがいこくじんは、ぎんこうをつかっておかねをうんこうできます。(2,000-7,000えんいっぱん) それか、 Wiseなどのオンラインサービスをつかうこともできます。(たいていてすうりょうがひくく、りょうがえもよいです) ほかに、おかねうんこうのサービスもあります...

Person using smartphone to send money internationally from a Japanese convenience store

かんたんなこたえ

はやいこたえ

にほんにいるがいこくじんは、ぎんこうをつかっておかねをうんこうできます。(2,000-7,000えんいっぱん) それか、 Wiseなどのオンラインサービスをつかうこともできます。(たいていてすうりょうがひくく、りょうがえもよいです) ほかに、おかねうんこうのサービスもあります。ほうほうをえらぶまえに、てすうりょうとりょうがえをくらべてください。

にほんからかいがいにおかねをうんこうするほうほう、ぎんこう、おかねうんこうサービスをくらべること、いちばんよいりょうがえをえるためのちゅういごと。

てじゅん

1
Compare services and rates
Check fees and exchange rates on Wise, PayForex, and your bank for your destination country.
2
Prepare documents
Have your Residence Card, My Number, and bank account information ready.
3
Register and verify
Create an account with your chosen service. Complete identity verification (upload Residence Card photos).
4
Set up recipient
Enter the recipient's bank details, name, and address. Double-check all information.
5
Send and track
Confirm the transfer amount and fee. Track the status through the app or website.

よくあるしつもん

What is the cheapest way to send money from Japan?

Online services like Wise typically offer the lowest total cost (fee + exchange rate). For Vietnam and Nepal, PayForex is also competitive. Compare on the day you send as rates change daily.

Is there a limit on how much I can send?

Most services have per-transaction limits (e.g., Wise: ¥1,000,000). For larger amounts, bank wire transfer may be necessary. My Number is required for cumulative transfers over ¥100,000 per year.

Do I need to report international transfers?

Transfers over ¥30,000,000 per year may need to be reported to the Bank of Japan. For most residents, this is not an issue. Your transfer service handles required compliance reporting.

How long does a transfer take?

Wise: typically 1-2 business days. PayForex: 1-3 business days. Bank wire: 3-5 business days. Western Union cash pickup: minutes to hours depending on the destination.

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